Finance
Finance is available for homes and businesses, subject to approval. Tell us what you're planning and we'll be in touch.
Finance is available for homes and businesses, subject to approval. Here's how it works for each.
Tell us about your property or business and what you're planning, and we'll talk through your options.
Homes: the NSW Home Energy Saver loan
Eligible NSW homeowners can use the NSW Government's Home Energy Saver loan to help pay for approved upgrades such as rooftop solar and a home battery. It's a zero-interest loan of up to $15,000, repayable over up to 10 years. It's a loan, not a rebate, so it has to be repaid.
The loan is arranged through an approved finance provider, and eligibility rules and approval apply. Tell us about your home and we'll talk through whether it could suit you.
For the full rules, see the official program details on the NSW Government website.
Who can apply, in summary
- The home is in NSW
- You own the property, as an owner-occupier or a landlord
- Combined taxable household income of up to $210,000
- You're an Australian citizen or permanent resident
- The property isn't social or community housing, or used for short-stay rental
- The upgrade meets the program's technology requirements
Businesses: commercial finance
Finance for businesses is available, subject to approval. It can help spread the cost of a commercial solar or battery system, and we'll work to arrange the best rates available for your business.
Rates, fees and terms depend on the finance provider and your business, so they're confirmed as part of an application rather than listed on this website.
What can affect a finance application
- The cost and size of the system
- How long your business has been operating
- Your business's finances and credit history
- The term and repayment structure you choose
- Whether a deposit or security is asked for
- The finance provider's own requirements
Common questions
Is the Home Energy Saver loan a rebate?
No. It's a zero-interest loan, so it has to be repaid. Eligibility rules and approval apply.
Can the loan cover solar and a battery?
Rooftop solar and home batteries are among the upgrades the program covers, within the $15,000 limit. The products have to meet the program's requirements, and we'll talk through what applies to your home.
Who provides the Home Energy Saver loan?
It's arranged through an approved finance provider under the NSW Government's program. Approval depends on the provider's assessment and the program's eligibility rules.
Is finance available for a commercial system?
Yes. Finance for businesses is available, subject to approval. Tell us about your business and the system you have in mind and we'll talk through your options.
What are the commercial rates and terms?
They depend on the finance provider, your business and the system, so they're confirmed as part of an application rather than listed here.
Will my application be approved?
That's up to the finance provider. All finance is subject to approval, which depends on their assessment of your application.
What should I have ready?
The finance provider will tell you what they need. It helps to have details of your property or business, your energy use and the system you're considering.
Finance is subject to approval, and terms, fees and charges apply. The Home Energy Saver program is run by the NSW Government and we aren't part of it. This is general information only and isn't financial or credit advice.
Other services
Ready to get started?
Tell us about your property and we'll be in touch to talk through your options.